Martha N. Frazier, 99, a resident of the Village of Oak Creek, Sedona, died October 1. She was born December 25, 1908 in Ghent, Belgium, the daughter of Valentine and Rosa Ehrhardt. She attended business school but became a homemaker and lived in Redondo Beach, California for over 40 years. She moved to Camp Verde in 1992 to be near her daughter. She was a Lutheran who valued church and family. Mrs. Frazier became a citizen of the United States as a young girl. She grew up in Virginia. She was preceded in death by her husband, Benjamin L. Frazier. Mrs. Frazier is survived by a daughter, Carolyn Taylor (and her husband Jerry) of Lake Montezuma; four grandchildren and seven great-grandchildren and a great-great-grandchild on the way. A memorial service will be held Monday, October 6 in the Westcott Funeral Home, Cottonwood at 2 PM. An online guestbook is available at www.westcottfuneralhome.com